In Europe over twenty-five percent of all pet owners carry a pet health insurance policy on their pets. Approximately half of Sweden’s pet owners carry insurance. A recent poll of pet owners in the United States predicted that only three percent had purchased a pet health care plan. Many veterinarians feel that three percent is a very generous estimate. One of the big reasons veterinarians believe so many Europeans carry pet health insurance is because of a bill passed in 1971 that stated if a dog was considered at fault for an accident, like a car wreck, then the pet's owner would be held responsible. This prompted many dog owners to purchase something called Third Party Liability Insurance which would pay for any damages caused by the policy holder's pet dog. Chances are good that if you were to ask ten of your neighbors how they felt about pet health insurance you would probably get ten very different answers. Some pet owners are fanatical about their pets. They will excep...